We’ve helped thousands increase their score by hundreds.. That means we’ve increased probably over a million points total. See the stories for yourself here.
Quick answers to questions you may have. Can’t find what you’re looking for?
Check out our full documentation.
Yes! pvdcredit is 100% free, but in order to use our AI features you need an active pvdcredit Monitoring subscription which costs 49.99 and provides access to 3-Bureau advanced reports.
Every credit report and situation is unique, so timing can vary. Many users begin seeing updates to their credit reports within 30-45 days after their disputes are processed by the credit bureaus. Complex cases or multiple disputes might take a few months for full results. We help you track your progress every step of the way.
We want you to know that your security is our top priority. Our website and servers are fortified with typical website encryption (SSL/TLS), ensuring that your data travels through a secure tunnel. This means all information exchanged between your browser and our servers remains confidential and protected from prying eyes. Rest assured, your personal details are safe and sound with us. We continuously update our security measures to stay one step ahead of potential threats.
Credit monitoring is essential for safeguarding your financial health and security in today’s fast-paced world. By enrolling in a credit monitoring service, you gain valuable insights and real-time updates about changes to your credit report, such as new accounts, inquiries, or potential errors. This proactive approach empowers you to detect any suspicious or unauthorized activities early, reducing the risk of identity theft and fraudulent transactions. With credit monitoring, you can make informed decisions about your financial well-being, spot potential issues before they escalate, and take the necessary steps to maintain a strong credit profile. Protect your financial future and enjoy peace of mind with the vigilant oversight provided by credit monitoring.
If you hire a credit repair company for a year, you could pay anywhere from $1,200 to $3,000 or more, considering the monthly fees and setup charges. Using the pvdcredit dispute software is free, but credit monitoring will cost you only $49.99 per month.
After you create your attack in pvdcredit, our third-party partner, Sprint Mail, will handle the mailing process on your behalf. Your letters will be sent via USPS First-Class Mail (does not include tracking), and you’ll receive an email confirmation once they’re on their way. Additionally, the status inside your pvdcredit portal will be updated to reflect this progress.
Take the first step toward real credit transformation. You’re more than just a score — and pvdcredit is here to help you prove it.
Creating dispute letters with pvdcredit is free, but requires an active PVD Credit Monitoring subscription ($49.99/month). With it, you can generate unlimited letters using our automated engine.
© 2025 PVD Credit
Designed and built in the USA