Money-Back Guarantee

pvdcredit
110% Money-Back Guarantee

We believe in results, not empty promises. That’s why we offer a 110% money-back guarantee if your credit doesn’t improve. You win either way—with better credit or more than your money back.

Scope of the Guarantee

Valid only for new and current pvdcredit users who sign this agreement.
Effective from the date of signature and for 12 months thereafter.
Non-retroactive: any use prior to signature is not covered.

Eligibility Requirements

Action:

1. Send 9 “Attacks”

Generate and send one pvdcredit Attack every 40 days (maximum 50 days). Missing one ≈ disqualification.

2. Active Credit Monitoring

Keep pvd Monitor uninterrupted for the entire year. Cancellations/chargebacks ≈ disqualification.

3. Use MailExpress

Every Attack must be sent via MailExpress (tracked delivery). Any chargeback ≈ disqualification.

4. No new delinquencies

No late payments, negative accounts, or new installment loans.

5. Utilization ≤ 6 %

Your total utilization must be ≤ 6 % by the 8th Attack.

6. Utilization ≤ 6 % when claiming

Utilization must still be ≤ 6 % when you file your claim.

7. Wait 60 days after the 9th Attack

Allows bureaus to fully reflect changes.

8. Valid reports only

Allows bureaus to fully reflect changes.

How to Submit a Claim

Email Support@pvdcredit.com with the subject “110% Guarantee Claim”.
Attach:
- – Proof of the 9 completed Attacks.
-  - Continuous pvd Monitor history.
-  - MailExpress receipts for each Attack..
-  - pvd Monitor reports showing your score and utilization.
pvd will acknowledge receipt within 30 days and issue a decision within 60 days (once all documentation is complete).

Incomplete, late, or non-compliant claims will be denied.

Grounds for Disqualification

Your score improves at any time within the 12 months.
Failure to send an Attack within the 40- to 50-day window.
Cancellation/chargeback of pvd Monitor or MailExpress.
New late payments, negative accounts, or installment loans.
Utilization > 6 % on the 8th Attack or at claim time.
Submitting monitoring reports other than pvd Monitor.

Limitation of Liability

pvdcredit is not liable for indirect or consequential damages (lost credit opportunities, stress, etc.). Total liability is limited to amounts paid for PVD Monitor and MailExpress during the 12-month period.

No Double Recovery

If you receive the 110 % refund, you waive any additional refunds or damages for the same services.

Privacy and Identity Verification

By filing a claim, you authorize us to review your Infinanzas Monitor data solely to assess eligibility. We may request proof of identity to confirm you are the original purchaser.

External Factors and Financial Conduct

Credit bureaus and creditors are independent entities; their delays or errors can affect results. Your own credit behavior (new applications, higher balances, etc.) also impacts outcomes and may disqualify you.

Non-Transferable

This guarantee applies only to the original purchaser and cannot be assigned or transferred.

Governing Law and Individual Dispute Resolution

Governed by the laws of the State of Georgia, USA. Any dispute will be resolved individually; you waive participation in class actions.

Modifications and Review

pvdcredit may modify or cancel this guarantee at any time. Changes take effect upon posting at www.pvdcredit.com and do not affect agreements already signed.

Severability

If any clause is found invalid, the remaining provisions remain in full force.

Entire Agreement

This guarantee, together with the pvdcredit Terms of Service and Privacy Policy, constitutes the entire agreement between the parties.

Questions?

Email us at Support @pvdcredit.com with the subject “110% Guarantee – Inquiry” and we will reply promptly.

By using pvdcredit you acknowledge that you have read, understood, and agree to the terms of this 110% Money-Back Guarantee.

Secure your financial future with pvdcredit

Take the first step toward real credit transformation. You’re more than just a score — and pvdcredit is here to help you prove it.

pvdcredit 110% Money-Back Guarantee

Secure your financial future with pvdcredit

pvdcredit
110% Money-Back Guarantee